[cs_content][cs_section bg_image=”https://weinsuregroupmiami.com/wp-content/uploads/2018/06/auto-insurance-miami-low-compress.jpg” bg_color=”#ffffff” parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 35px 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/2″ style=”padding: 0px;”][x_gap size=”10px”][/cs_column][cs_column bg_color=”hsla(0, 0%, 100%, 0.9)” fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/2″ class=”cs-ta-left” style=”padding: 10px 30px 30px;”][x_custom_headline level=”h1″ looks_like=”h4″ accent=”false” class=”cs-ta-center”]AUTO INSURANCE QUOTES[/x_custom_headline][cs_icon_list style=”padding-left: 24%;”][cs_icon_list_item title=”Same day quotes” type=”clock-o” link_enabled=”false” link_url=”#” link_new_tab=”false”]Same day quotes[/cs_icon_list_item][cs_icon_list_item title=”Plans to fit your needs” type=”automobile” link_enabled=”false” link_url=”#” link_new_tab=”false”]Plans to fit your needs[/cs_icon_list_item][cs_icon_list_item title=”Top-rated carriers” type=”signal” link_enabled=”false” link_url=”#” link_new_tab=”false”]Top-rated carriers[/cs_icon_list_item][/cs_icon_list][x_creative_cta padding=”10px 5px 10px 5px” text=”Get a quote!” font_size=”36px” image=”https://weinsuregroupmiami.com/wp-content/uploads/2016/11/we-insure-group-miami-logo.png” image_width=”140px” animation=”slide-top” link=”#” color=”” bg_color=”#ff6000″ bg_color_hover=”#012075″ id=”homequote2″ class=”homequote2″][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 25px 0px 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ class=”cs-ta-left” style=”padding: px 60px 0px;”][cs_text class=”cs-ta-justify”]Auto accidents happen all the time. No one wants to be in an accident but if you are, you want to make sure you are properly covered. Let`s review your policy so we can provide coverage options that fit your needs.[/cs_text][/cs_column][/cs_row][/cs_section][cs_section bg_color=”#012070″ parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 15px 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ class=”cs-ta-left” style=”padding: px 60px 0px;”][cs_text class=”cs-ta-center”]

What does full coverage mean?

[/cs_text][cs_text class=”cs-ta-justify”]Many people believe they have “full coverage” if they meet the requirements under Florida law. Others believe liability and property damage coverage of $100/$300/$50 equates to ‘full coverage.”

The truth is, there is no right answer. You should consider liability insurance limits that are appropriate to cover the value of you assets.[/cs_text][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 15px 0px 10px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”1450″ type=”1/1″ style=”padding: 10px 0px;”][x_custom_headline level=”h3″ looks_like=”h3″ accent=”false” class=”cs-ta-center”]Liability Coverage[/x_custom_headline][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px 0px 0px 0p;”][cs_text _order=”0″ class=”cs-ta-justify”]This coverage will cover liability, medical and property damage expenses to people injured when you`re at fault in an accident. It also provides coverage to the policyholder in case the owner of the other car who has been involved in the accident sues you. In case you buy this coverage it is better if you buy more than the minimum coverage required. You do not want to face a situation where you will have to pay for your legal defense from your own pocket.

Florida law requires a minimum of $10,000 No-Fault Property Damage Liability
[/cs_text][/cs_column][/cs_row][/cs_section][cs_section bg_color=”#012070″ parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 5px 0px 10px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 20px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_custom_headline level=”h3″ looks_like=”h3″ accent=”false” class=”cs-ta-center”]Comprehensive Coverage[/x_custom_headline][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”2/3″ style=”padding: 0px 0px 0px 0p;”][cs_text _order=”0″]This coverage provides protection in case your car is damaged due to fire, flooding, vandalism and theft.

Comprehensive coverage is generally sold together with Collision, and the two are often referred to together as Physical Damage coverage.

If the car is leased or financed, the leasing company or lender may require you to have Physical Damage coverage, even though the state law may not require it.[/cs_text][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/3″ style=”padding: 0px 0px 0px 0p;”][x_image type=”none” src=”https://weinsuregroupmiami.com/wp-content/uploads/2015/10/comprehensive-coverage.jpg” alt=”comprehensive coverage” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=”” style=”margin-bottom: 30px;”][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 15px 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”true” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”1450″ type=”1/1″ class=”cs-ta-center” style=”padding: 0px 0px 20px;”][x_custom_headline level=”h3″ looks_like=”h3″ accent=”false”]Collision Coverage[/x_custom_headline][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/3″ style=”padding: 0px 0px 0px 0p;”][x_image type=”none” src=”https://weinsuregroupmiami.com/wp-content/uploads/2015/10/collision-damage.jpg” alt=”Collision damage we insure group miami” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=”” style=”height: 12em;width: 20em;”][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”2/3″ style=”padding: 0px 0px 0px 3%;”][cs_text _order=”0″ class=”cs-ta-left”]Covers the cost of damage to your own car in an accident. Collision coverage is important to have if a car is new and valuable, but less important as the value of the vehicle declines.

If you opt for this coverage you will be paid the full cost of damages that has been caused to your car in case of collision with another car or animal. You will be covered even if it is found that the fault was yours.[/cs_text][/cs_column][/cs_row][/cs_section][cs_section bg_color=”#012070″ parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 15px 0px 10px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”2/3″ style=”padding: 0px;”][x_custom_headline level=”h3″ looks_like=”h3″ accent=”false” class=”cs-ta-left” style=”line-height: 1em;”]Uninsured or Underinsured Coverage:[/x_custom_headline][cs_text]Approximately one of every seven U.S. drivers on the road has no automobile insurance. If you are involved in a hit-and-run accident or the other driver is at fault but has too little or no insurance this coverage pays for the medical, rehabilitation and funeral costs. Uninsured or under-insured motorist coverage also might be a wise buy, even if you have full medical coverage, since it can pay for your pain and suffering damages.[/cs_text][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/3″ style=”padding: 0px;”][x_gap size=”15px”][x_image type=”none” src=”https://weinsuregroupmiami.com/wp-content/uploads/2015/10/Uninsured-driver-1-7.jpg” alt=”” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=””][x_image type=”none” src=”https://weinsuregroupmiami.com/wp-content/uploads/2015/10/Unisured-dirver-leaving.jpg” alt=”” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=”” style=”margin-bottom: 20px;”][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 0px;”][cs_row inner_container=”false” marginless_columns=”true” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_creative_cta padding=”25px 25px 25px 25px” text=”<em>Ask me about “Stacked” UM coverage.</em>” font_size=”48px” icon=”arrow-right” icon_size=”48px” animation=”slide-right” link=”/contact-us/” color=”#ffffff” bg_color=”#ff6000″ bg_color_hover=”#ff6000″ class=”quote”][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 10px 0px 35px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”true” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”1450″ type=”1/1″ style=”padding: 0px 30px 0px 0px;”][cs_text _order=”0″ class=”cs-ta-center”]

Personal Injury/No Fault Protection

[/cs_text][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/3″ style=”padding: 0px 0px 0px 0p;”][x_image type=”none” src=”https://weinsuregroupmiami.com/wp-content/uploads/2015/10/pip-sign.png” alt=”” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=”” style=”margin-bottom: 15px;”][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”2/3″ style=”padding: 0px 0px 0px 0p;”][cs_text _order=”0″ class=”cs-ta-left”]Personal injury protection covers you, your family and passenger`s medical costs, regardless of who was responsible for the accident as long as you have a Florida license plate.  PIP covers any accident or injury that involves a vehicle, even if you are on a bicycle or a pedestrian and are injured by a vehicle.

Florida automobile insurance laws require vehicle owners to have a minimum amount of $10,000 Personal Injury Protection.[/cs_text][/cs_column][/cs_row][/cs_section][cs_section bg_color=”#012070″ parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 15px 0px 10px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_custom_headline level=”h3″ looks_like=”h3″ accent=”false” class=”cs-ta-left” style=”line-height: 1em;”]Medical Payments[/x_custom_headline][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”2/3″ style=”padding: 0px 0px 0px 0p;”][cs_text _order=”0″]Medical payments coverage generally pays for medical costs after you are hurt in a car accident, regardless of who is found at fault for the accident. This coverage pays the deductibles and co-payments not covered by your health insurer, or the insurer of any of your passengers. It also covers some funeral and rehabilitation costs. If you have a high-deductible health plan, medical payments may help pay the deductible. You can use this coverage to supplement costs that exceed your personal injury protection limits. Remember, PIP only covers 80% of medical bills, you are responsible for the remaining 20%.[/cs_text][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/3″ style=”padding: 0px 0px 0px 0p;”][x_image type=”none” src=”https://weinsuregroupmiami.com/wp-content/uploads/2015/10/Medical-Payments.jpg” alt=”” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=”” style=”margin-bottom: 25px;”][/cs_column][/cs_row][/cs_section][cs_section bg_image=”https://weinsuregroupmiami.com/wp-content/uploads/2018/06/we-insure-contact-bg-compress.jpg” parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ style=”margin: 0px;padding: 25px 0px 35px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/2″ style=”padding: 0px;”][x_google_map api_key=”” lat=”25.708081″ lng=”-80.283374″ zoom=”12″ zoom_control=”false” drag=”false” height=”375px” hue=”#012070″ no_container=”false” ][x_google_map_marker lat=”25.708033 ” lng=”-80.283364″ start_open=”false” info=”” image=”https://weinsuregroupmiami.com/wp-content/uploads/2015/10/marker1.png”][/x_google_map][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/3″ style=”padding: 0px;”][x_custom_headline level=”h4″ looks_like=”h4″ accent=”false”]Find Us.[/x_custom_headline][cs_text]1550 Madruga Ave #330
Coral Gables, FL 33146[/cs_text][x_custom_headline level=”h4″ looks_like=”h4″ accent=”false”]Call Us.[/x_custom_headline][cs_text](786) 801-3514[/cs_text][x_custom_headline level=”h4″ looks_like=”h4″ accent=”false”]Email Us.[/x_custom_headline][cs_text style=”margin-bottom: -15px;”]info@weinsuregroupmiami.com[/cs_text][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/6″ style=”padding: 0px;”][x_gap size=”50px”][/cs_column][/cs_row][/cs_section][/cs_content]