Every homeowner should have an up-to-date wind mitigation report<\/a>. Without one, you are not taking advantage of many credits offered by insurance carriers. Some homeowners<\/a> assume that because they don\u2019t have impact windows or shutters, they don\u2019t qualify for additional credits. This is not true. Without the report, you are not eligible for any of the other credits offered such as:<\/p>\n<\/div> If your roof was permitted after September 1994 or March 2001, as required by some carriers, you can qualify for up to a 20% credit on your insurance policy.<\/p><\/div><\/li> The type of nails used and how far they are spaced apart can save an additional 20% on your premium.<\/p><\/div><\/li> Carriers want to know how the roof is attached to the walls of your home. To receive this credit, your home must be rated with a minimum of \u201cClips.\u201d If your home is rated as \u201cToe Nail,\u201d you should consider contacting a firm specializing in retrofitting. In many cases, the cost to retrofit is less than the first year credit offered by most insurance carriers. The insurance credit ranges between 20% and 50%.v<\/p><\/div><\/li> The shape of the roof matters. The three common roof types are: hip, gable and flat. If your home is constructed with a \u201chip\u201d roof, you may save an additional 10% on your premiums. <\/p><\/div><\/li> To receive this credit, all openings must meet the State of Florida or Miami-Dade County wind codes. This includes all windows, doors (including garage) and skylights. A single door or window not meeting the requirements will prevent you from receiving this credit. <\/p><\/div><\/li><\/ul> For a complimentary review of your wind mitigation report and the various credits that may be available to you, please give me (WE) a call.<\/p>\n<\/div>Building Code\/ Roof Covering (FBC)<\/h4>
Roof Deck Attachment<\/h4>
Roof to Wall Attachment<\/h4>
Roof Geometry<\/h4>
Opening Protection<\/h4>
786 801-3514<\/span><\/h2><\/div><\/div><\/div>